Bookkeeping with Accounts Team

We can be your Accounts Team.

Expert bookkeepers and professional payment chasing, without employing your own dedicated or part-time accounts staff.

Send us the details. We create the invoice, send it, track the payment and follow it up professionally.
3% of turnover
£49 minimum monthly fee
AT
Accounts Team online
Hi Accounts Team, please invoice The Client Ltd for £500 for the completed design work.
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0:18
14:02 ✓✓
All done. Invoice AT-1048 has been sent to The Client Ltd. 14:08
Here is a link to the invoice. 14:08
Your Business Accounts managed by Accounts Team
Invoice to The Client Ltd
Invoice number AT-1048
Invoice date 26 July 2026
Payment terms 14 days
Description Amount
Completed design work £500.00
Total due £500.00
Paid
Payment received £500.00
Built around trusted business technology
xero
stripe
GoCardless
MTD Ready
It happens more often than you think

Small admin problems can become big cash-flow problems

You may be busy, successful and profitable, but completed work only becomes useful cash when it is invoiced, tracked and paid.

Forgotten

The invoice was never sent

The work is finished, but the invoice is left until later and forgotten.

We send it promptly
Overdue

Chasing payment takes time

It can feel uncomfortable and distract you from customers and paid work.

We follow it up
Already paid

Chasing someone who paid

Missing or unmatched payments can cause embarrassing customer conversations.

We track payments
Cash pressure

Poor cash flow

Staff, suppliers and tax still need paying while customer money remains outstanding.

We keep things moving
Simple from your side

From completed work to recorded payment

You send us the details. Your Accounts Team manages the administrative steps that follow.

Send the details Email, text, voice note, photograph or video.
We invoice Branded invoice, clear terms and payment choices.
Customer pays Bank transfer, card or Direct Debit where enabled.
We match it Payment received and recorded against the invoice.
We chase Friendly, professional follow-up when payment is late.
Your outsourced Accounts Team

The support a busy business actually needs

Xero setup and maintenance

We configure the system, invoice templates, business details, payment terms and ongoing records.

Professional invoicing

Prompt invoices with your logo, business information, payment details and agreed terms.

Payment chasing

Automatic reminders and professional personal follow-up from your dedicated Accounts Manager.

Payment tracking

Bank reconciliation helps identify paid, unpaid, partially paid and unclear customer balances.

VAT tracking and reports

Maintain digital VAT information and clear Xero reports for review, submission or accountant access.

Xero Payroll

Employee setup, regular pay runs, payslips, records and agreed payroll reporting support.

Clear business reporting

See what has been invoiced, paid, overdue and still needs attention.

A dedicated Accounts Manager

One professional contact who understands your business and represents it to customers.

Take payments securely

Make your invoices easier to pay.

Add secure online payment options to supported Xero invoices through Stripe, alongside bank transfer and GoCardless Direct Debit.

Major debit and credit cards
Apple Pay and Google Pay
Bank transfer details
GoCardless Direct Debit

Major card networks

Supported methods depend on the Stripe account, customer location, currency and payment configuration.

VISA
Mastercard
AMERICAN
EXPRESS
DISCOVER
Diners Club
JCB
UnionPay
Cartes Bancaires
Apple Pay
Google Pay
Payment methods and card brands are subject to the services enabled by Stripe, Xero or GoCardless. Provider approval, fees and transaction charges apply.
AT
Your Accounts Manager Representing your business professionally
Good morning, We are contacting you from the accounts team for Smith Building Services regarding invoice 1048.

Please let us know if you need another copy or would like help with the available payment methods.
A real person, not an anonymous call centre

We chase payments without damaging relationships.

Your dedicated Accounts Manager acts professionally, politely and consistently while representing your business.

Invoice queries answered
Copies and statements sent
Promised payment dates recorded
Overdue invoices followed up
Payment options explained
Disputes returned to you
Fair fees
3%
of turnover
Minimum fee just £49 per month
An accounts team that grows with you

Expert support without hiring accounts staff.

Access experienced bookkeeping, invoicing and payment support without the fixed cost and commitment of employing a dedicated or part-time member of staff.

Xero setup and maintenance
Professional invoicing
Payment tracking
Professional payment chasing
Dedicated Accounts Manager
Clear business records
The exact service scope is confirmed before setup. Xero subscriptions, payment-provider charges, SMS, printing and postage may be charged separately.
Setup, management and training

We build the system and keep it working

xero

Xero bookkeeping

We can set up a new Xero organisation or improve the structure of an existing one.

  • Invoice templates
  • Bank reconciliation
  • Sales and purchases
  • Reports and records
MTD Ready

VAT and digital records

Maintain organised digital information for VAT, reporting and accountant review.

  • VAT tracking
  • Digital records
  • Draft reports
  • Accountant access
Xero Payroll

Payroll support

Payroll services can be included as part of the agreed Accounts Team package.

  • Employee setup
  • Regular pay runs
  • Payslips and records
  • Payroll reporting support
Training

Learn how it works

We can manage everything, share the work or train you and your team to use the systems.

  • Xero training
  • Payment-service guidance
  • User access levels
  • Secure accountant sharing
Your dedicated accounts email yourbusiness@accountsteam.co.uk
A professional accounts presence

Give customers a clear place for account questions.

Customer-facing accounts communication can use a dedicated Accounts Team email address connected to your business.

Customers have a consistent address for invoices, statements, payment questions and replies, while your Accounts Manager handles the communication.

UK GDPR-focused

Data handling designed around agreed instructions, confidentiality and UK GDPR responsibilities.

Controlled Xero access

User permissions can be selected according to what each authorised person needs to see and manage.

Accountant access

Records can be shared securely with your accountant using appropriate Xero access levels.

You remain in control

You own the business relationship, approve the service process and retain visibility of the records.

Frequently asked questions

Bookkeeping with Accounts Team

Can I send invoice details by WhatsApp?

Yes. Your agreed process can include text messages, voice notes, photographs, video messages, documents or spreadsheets. Invoices are created from the information and pricing authorised by your business.

Can you chase customers who have not paid?

Professional reminders and personal payment follow-up can be included. Your Accounts Manager represents the business politely and returns disputes or unresolved matters to you.

Can customers pay by card or Direct Debit?

Supported Xero invoices can connect with Stripe for card and digital-wallet payments and GoCardless for Direct Debit. Provider approval, availability, terms and transaction charges apply.

Can my accountant access Xero?

Yes. Appropriate Xero user access can be provided so your accountant can review the records securely without relying on emailed copies of complete financial files.

Is the service only for new businesses?

No. Accounts Team can establish a new system, improve an existing process, organise bookkeeping that has fallen behind or provide regular support to an established business.

Does the service include statutory accounts and tax advice?

The service focuses on bookkeeping, invoicing, payment administration, payroll support and organised records. Statutory accounts, regulated audit work, specialist tax advice, legal advice and formal debt recovery are separate unless expressly agreed with a suitably qualified provider.

Illustrative client story

The business was busy. The bank account told a different story.

A typical example of what can happen when one business owner is trying to serve customers, manage staff, complete the work and run the accounts alone.

Before Accounts Team
Meet Alex, owner of a growing service business.

Customers were happy and new work kept arriving, but the accounts were being managed late at night after everything else had been completed.

The situation

Alex was doing the work of an entire accounts department.

During the day Alex handled customers, quotations, staff questions and completed jobs. Invoices were supposed to be created in the evening, but urgent work always came first.

Completed jobs were not always invoiced Details remained in messages, notebooks and photographs until Alex had time to deal with them.
Payment chasing kept being postponed Alex disliked asking regular customers for money and found the conversations frustrating.
Payments were difficult to match Some customers used unclear bank references, creating a risk that paid invoices were chased.
Cash flow became unpredictable The business was profitable, but supplier, wage and tax payments arrived before some customer money.
Alex did not need more accounting software.

Alex needed a real team to operate the system, send invoices, monitor payments and communicate with customers.

Friendly Accounts Team account manager
One dedicated Accounts Manager Alex and the customers now have a consistent professional contact for invoices, statements and payment questions.
What Accounts Team changed

A process simple enough to use during a busy day

The aim was not to give Alex more administration. It was to remove it.

1 Job completed Alex sends a WhatsApp voice note, photograph or short message before leaving the job.
2 Invoice prepared Accounts Team creates the branded invoice in Xero using the authorised details.
3 Payment monitored Bank activity is reconciled and payments are matched against the correct customer invoice.
4 Overdue accounts followed up Friendly reminders and professional contact are handled by the Accounts Manager.
The result

Alex went back to running the business.

The business owner still controlled the prices, customers and decisions. Accounts Team took responsibility for maintaining the invoicing and bookkeeping process around those decisions.

Invoices sent promptly

Completed work no longer waited for an evening of paperwork.

Clear payment records

Alex could see what was paid, due and overdue in one organised system.

Fewer awkward conversations

Accounts Team handled routine reminders and account questions professionally.

Better cash-flow visibility

The business had clearer information for planning supplier, wage and tax payments.

I was busy every day, but still doing invoices late at night. Now I send the job details and know the accounts process is being handled.

Invoice sent, Card Payment Options Provided, Payment Received